Want to refinance your home loan for more suitable home loan?
Purchasing a new property or vacant land and require finance?
- Residential Loans
- Fixed and Variable Rate Loans
Self-Managed Super Fund Loan
SMSF finance is borrowing or gearing your super into a property and this must be done under very strict borrowing conditions called a ‘limited recourse borrowing arrangement’.
The SMSF finance lending requires specialist lending advice and we work along side your Financial Planner, Accountant and Solicitor to ensure you meet legislative requirements.
A reverse mortgage is a type of home loan that allows you to borrow money using the equity in your home as security.
Interest is charged like any other loan, except you don’t have to make repayments while you live in your home – the interest compounds over time and is added to your loan balance. You remain the owner of your house and can stay in it for as long as you want.
You must repay the loan in full (including interest and fees) when you sell your home or die or, in most cases, if you move into aged care
Motor Vehicle & Equipment Finance:
Consumer Asset Finance:
A consumer loan can be for a car, road registerable motorcycles, caravans, boats and recreational vehicles. . This type of loan is a personal loan for the specific purpose of buying a new or used vehicle for personal use. You borrow an amount of money that you agree to repay within a certain period of time. This can vary, but is usually 12 months to 5 years. You will have to sign a credit contract which will specify the amount borrowed and how you will repay it.
The consumer loan may be secured or unsecured, depending on whether you put up the asset as security for the loan. With a secured loan, you usually pay a lower interest rate than for other kinds of lending – but it also means that if you fall seriously behind on your repayments, your credit provider has the right to sell your asset to get their money back.
A personal loan, is an unsecured loan in which you can borrow money with no collateral based on your credit. Personal loans can be used for purchase of white goods, TV, Holiday or any worthwhile purpose.
Commercial Equipment and Asset Finance
Commercial Property Finance
When you are looking to purchase an office, retail property, factory or commercial property we can help.
Insurance Premium Funding
Car Buying through a referral network:
- Financial Planners
- General Insurance Specialists