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Your Finance Choice

More than just loans, Your Finance Choice offer you solutions to help you achieve your goals

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Helping Our Customers Achieve Their Financial Goals  Since 2003

Many mortgage brokers tell you what interest rates they have, organise a loan and you never hear from them again. Here at Your Finance Choice, we believe that finance is about more than just interest rates, it’s about educating our clients so they can make an informed decision about the best product to choose that will serve them now and into the future. We work with you every step of the way and regularly reach out to you even after your loan is settled to ensure you are on track to meet your goals.

Home Loans

Want to refinance your home loan for more suitable home loan?

Purchasing a new property  or vacant land and require finance?

  • Residential Loans
  • Fixed and Variable Rate Loans

Commercial Loans

We assist our clients in business when they are looking at buying a commercial property such as an office, retail property or factory

Self-Managed Super Fund Loan

SMSF finance is borrowing or gearing your super into a property and this  must be done under very strict borrowing conditions called a ‘limited recourse borrowing arrangement’.

The SMSF finance lending requires specialist lending advice and we work along side your Financial Planner, Accountant and Solicitor to ensure you meet legislative requirements.

Vehicle Finance

Buying a first car for personal use, or upgrading a current car, and needing finance? We can help

Services We Offer 

Your Finance Choice offer can assist you with the following:

  • Residential Home Loans
  • Investment Property Loans
  • Business & Equipment Finance
  • Reverse Mortgages
  • SMSF Lending
  • Vehicle Finance
  • Deposit Bonds for residential property
  • Astute Simplicity Health

Please click on the boxes above for more information or contact us here. 

Why Use a Broker?

Mortgage and Finance Brokers now provide advice and assistance for nearly 60% of all residential property loans written in Australia.

They provide an autonomous resource for borrowers to access a range of lenders to assist with finance. They are able to source solutions from a large panel of lenders, including The Big 4 Banks, Non-Major Lenders and small, boutique, niche lenders. 

Brokers fall into 2 broad categories:

  • Mortgage Brokers – provide loan solutions for residential owner occupied and investment properties
  • Finance Brokers – perform the same role as a Mortgage Broker but offer additional loan solutions covering all their client needs. 

Brokers provide their clients with a number of benefits:

  • Choice:mortgage and finance brokers have access to a large panel of lenders, often 20 or more.
  • Competitive options:Brokers have a variety of the tools available to them that enable them to compare hundreds of loan products to meet their client needs.
  • Less stress:A broker handles a majority of the paperwork and running around on their client’s behalf. They also represent their client’s best interests with the lender, relieving the borrower of what can be a complicated and often onerous task
  • Convenience:Most brokers will meet their clients whenever, or wherever, is convenient for their clients.

Given a mortgage, or asset loan, is usually one of the largest financial transaction in a person’s lifetime most people will undertake, it would seem prudent to use a professional broker to source the loan most appropriate solution for needs.

Using a finance specialist and taking the stress out of arranging finance and saving you time, certainly makes sense.



Rhonda  could not have been more helpful, from our first meeting until settlement.  

Rhonda has assisted us with refinancing, top ups and purchasing a property in a Self-Managed Super Fund.  

She clearly guided us through the loan and refinance  process and always ensured  that if we had any questions,  to ask. Our questions were always answered as soon as possible, clear and concise.  

Rhonda took the stress out of the process and continuously kept us up to date via a text message or email as I work long hours and shift work. She was available after hours to talk or meet which I believe is a big plus for working people.  

We were extremely grateful for Rhonda’s  service and would not hesitate to recommend her to anyone who is looking to obtain finance for refinancing and purchase a property. 


Dave and Elena

We have found Rhonda Porter magnificent with her communication, she is always prompt and consistent with her work and extremely helpful. Rhonda always kept Neil and myself up to date with the process an our loan status  explaining everything so we understood without a doubt. We found Rhonda to be friendly and  compassionate throughout all our dealings with her. Rhonda never let the process become too overwhelming making sure she took most of the stress away from us by explaining everything as she went and why it was needed. Rhonda was available to assist with the process after hours as our work commitments made it hard at time to do in normal business hours. Rhonda supported us through every aspect of the processes, whether be by phone , email or in person to make it easier. At one point I became  very ill she even checked on me to see how I was feeling  which showed she has so much compassion. We used Rhonda as our broker as we felt it one was sided using banks and Rhonda was highly recommended to us by a couple of different people. She  contacted us after the loan settled to make sure we were still happy and had an understanding of everything. Rhonda is also assisting us with new inquirers at this present time for our business this time.

Neil and Myself will be continuing to work with Rhonda and highly recommend her to anyone as we found her to be honest and extremely reliable with a magnificent work ethics.


Neil and Diedre

I would really like to thank Rhonda for her Patience, Time and Effort in assisting my business obtain finance for a truck.

It is great to have someone like Rhonda who learns about my business and is available when I need to apply for finance.


Jason T



Thank you to Rhonda who helped us get into our SMSF investment property, from the first time speaking with her she made whole experience stress free.

I found Rhonda to be extremely friendly and helpful, she went above and beyond her roll of looking out for us and guiding us through the whole process.

I have already recommended her to two of my family members who have used her knowledge and services and I wouldn’t hesitate to recommend her to others in the future.

Thank you Rhonda for all your help.


Jenni & Joel

Your Finance Choice comes highly recommended by my wife and I. They went above and beyond in helping us purchase our first home. As first-time home buyers, we found the whole experience rather daunting, and having been turned down for a home loan initially after going direct to a bank, we were advised at every step by Your Finance Choice, and reassured when any complications would arise. We will be forever grateful for the wonderful service provided by Your Finance.




Alfie & Amy

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The Nest Co-Working Space    Level 2                                   180 King Street,      NEWCASTLE NSW 2300 

0407 443 753

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Rhonda Porter

Value Options Pty Ltd The trustee for YFC Trust trading as Your Finance Choice 

ABN: 12 816 204 620

Credit Representative 401997 | Custom Equity Group Pty Ltd

ABN 66 097 245 433 | Australian Credit Licence 383666