Many mortgage brokers tell you what interest rates they have, organise a loan and you never hear from them again. Here at Your Finance Choice, we believe that finance is about more than just interest rates, it’s about educating our clients so they can make an informed decision about the best product to choose that will serve them now and into the future. We work with you every step of the way and regularly reach out to you even after your loan is settled to ensure you are on track to meet your goals.

Services We Offer 

Your Finance Choice offer can assist you with the following:

• Residential Home Loans
• Investment Property Loans
• Business & Equipment Finance
• Reverse Mortgages
• SMSF Lending
• Vehicle Finance
• Deposit Bonds for residential property
• Astute Simplicity Health

Please click on the boxes above for more information or contact us here. 

Why Use a Broker?

Mortgage and Finance Brokers now provide advice and assistance for nearly 60% of all residential property loans written in Australia.

They provide an autonomous resource for borrowers to access a range of lenders to assist with finance. They are able to source solutions from a large panel of lenders, including The Big 4 Banks, Non-Major Lenders and small, boutique, niche lenders. 

Brokers fall into 2 broad categories:

• Mortgage Brokers – provide loan solutions for residential owner occupied and investment properties
• Finance Brokers – perform the same role as a Mortgage Broker but offer additional loan solutions covering all their client needs. 

Brokers provide their clients with a number of benefits:

• Choice:mortgage and finance brokers have access to a large panel of lenders, often 20 or more.
• Competitive options:Brokers have a variety of the tools available to them that enable them to compare hundreds of loan products to meet their client needs.
• Less stress:A broker handles a majority of the paperwork and running around on their client’s behalf. They also represent their client’s best interests with the lender, relieving the borrower of what can be a complicated and often onerous task
• Convenience:Most brokers will meet their clients whenever, or wherever, is convenient for their clients.

Given a mortgage, or asset loan, is usually one of the largest financial transaction in a person’s lifetime most people will undertake, it would seem prudent to use a professional broker to source the loan most appropriate solution for needs.

Using a finance specialist and taking the stress out of arranging finance and saving you time, certainly makes sense.