Blog
We understand that buying a property is a very important decision and it can be both challenging and stressful. It’s My Home is one of a number of resources Genworth has created to help you navigate through the home buying process.
https://www.genworth.com.au/home-buyers/it-s-my-home-magazine
Blog
Real Life ‘Mum and Dad’ customers I can help
Tim and Jess have two kids and there’s another on the way. They have multiple debts on top of their monthly mortgage, so things are tight. They want to secure some cash out to reduce a major liability and simplify their debts into one monthly payment to get their finances under control.
Selling to upgrade
One of the most critical factors to consider when selling your house is ensuring that you have priced it correctly and have set the right asking price. The Dilemma Pricing is all about supply and demand. Demand can wane after your home is on the market for over 21...
Finance Broker Or Bank?
When you’re looking for a home loan, you could go to a finance broker or to a bank. While a bank will only offer you its own products, a finance broker is an industry expert who will take the guesswork out of finding the mortgage product that suits you and your needs....
Budgeting for success in 4 easy steps
With the end of the financial year approaching, it’s a good time to review your personal balance sheet. If it’s not as healthy as you would like, perhaps it’s time to do a little budget repair of your own. Just as governments need to set policy objectives and budget...
The value of having a budget
The cost of coffee made headlines a few weeks ago when it was reported prices could reach up to $7 a cup. Although counter-reports came out skeptical of such a price hike, it's undeniable that Australians are experiencing a creeping rise in expenses across the board....
How to save a house deposit: essential Tips
It’s a big decision when you decide you’re going to start saving to buy a home. It may seem like it’s going to take forever, but there are ways you can get there more quickly. We’re going to look at some of these in our three-part home deposit series. The key to a...
Protecting your home. What to look for when comparing policies
It’s tempting to put price above everything else when choosing insurance for your property. However, whether you’ve just taken out a new mortgage or are hunting for a better deal, making sure you have enough of the right sort of cover is just as important. Here are...
ATO shortcut for temporary working from home expenses
The Australian Taxation Office (ATO) has announced special arrangements due to COVID-19, to make it easier for people to claim deductions for working from home. The new arrangement will allow people to claim a rate of 80 cents per hour for all their running expenses,...
How to get a good credit score
Lenders look at your credit score or credit rating, which appears in your credit report, to work out if they should lend you money or give you credit. Here we explain how your credit score works and what you can do to improve it. What is a credit score? Your credit...
First Home Loan Deposit Scheme (FHLDS)
The First Home Loan Deposit Scheme is a Australian Government initiative to support eligible first home buyers purchase a home sooner.It does this by providing a guarantee that will allow eligible first home buyers on low and middle incomes to purchase a home with a...
Kids in the kitchen – entertaining the kids these school holidays
By guest author, Emily Connell Gronholt, Nutritional Medicine Practitioner There is no better time to be getting our kids in the kitchen, with school holidays looking completely different this year as the country grapples with the spread of coronavirus. The idea...
Rhonda Porter
Value Options Pty Ltd The trustee for YFC Trust trading as Your Finance Choice
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